Buick & GMC Loans & Leases in Bakersfield, CA
Learn More About the Finance Center at Motor City Buick GMC in Bakersfield
Our dedicated Buick and GMC finance center team is ready to provide you with the assistance needed to buy a vehicle that suits your driving needs around Wasco and beyond. We specialize in helping customers access competitive lease and loan options so they can achieve their purchase goals. Complete our FREE credit application and our team of finance professionals will begin working for you.
We Make it Easy!
Key Differences Between Our Leasing and Loan Options
Leasing and loan options are two of the popular services we provide at our Buick and GMC finance center. Each of them has its own specific benefits though they also have key differences. Leasing presents customers with the option to drive a new GMC Acadia or Buick Envision model for a set period of time. When the lease agreement is up, the vehicle is then returned to the dealership. Lower monthly payments are one of the main reasons that many drivers choose this option. Other benefits include the fact that you can sign a lease agreement for another new model when your previous one has concluded. When you choose to finance a purchase through a loan, you are buying the vehicle outright and will own it once all payments are complete. You are free to drive unlimited miles around Shafter and the surrounding areas through financing as well. For many drivers, this is seen as the preferable, long-term solution to their automotive needs.
Value Your Trade Through Our Buck and GMC Finance Center
You can value your trade through our Buick and GMC finance center team. This allows you to quickly determine the monetary value of your current model that can be applied to your next GMC Yukon or Buick Envista purchase. It allows you to sell your car on your timeline, rather than waiting for a buyer while your model sits in your Arvin driveway.
Apply for Financing Today Through Our Online Form
Our team would like to invite you to apply today to find out about the specific loan and lease options we can offer you through our Buick and GMC finance center. You can submit your application through our convenient online form from the comfort of your Delano home. We look forward to hearing from you soon. Complete our FREE credit application and our team of finance professionals will begin working for you.
Frequently Asked Questions
Motor City Buick GMC works with more than 30 lenders to provide competitive financing options for new Buick and GMC vehicles. Interest rates depend on credit qualifications, vehicle selection, and loan terms. Our finance team helps buyers compare available offers and understand their total financing costs.
Compare the annual percentage rate (APR), loan term, monthly payment, and total interest charges. Request quotes using the same down payment and repayment period. Bakersfield buyers should also check eligibility for manufacturer financing incentives before choosing an offer.
Lenders evaluate credit history, income, existing financial obligations, and the requested loan amount. Strong credit, manageable debt, and a larger down payment may improve financing terms. Motor City Buick GMC helps qualified buyers explore available programs.
Manufacturer financing promotions may be available on select new Buick and GMC models. Eligibility depends on the current offers, vehicle specifications, and credit qualifications. Ask about available incentives when comparing a GMC Sierra 1500, Buick Enclave, or another vehicle.
A larger down payment reduces the loan principal, which can lower monthly payments and total interest costs. Buyers from Shafter to Wasco who are considering a new GMC truck or Buick SUV should compare financing estimates at different down payment amounts before deciding.
- Financing: Builds vehicle equity, leads to ownership, and eliminates lease mileage restrictions.
- Leasing: Shorter commitments, lower monthly payments, mileage restrictions, and end-of-lease options.
Yes. Visit our Finance Center and select Apply for Credit to submit a secure online credit application. Completing this step before your dealership visit helps our finance team evaluate available financing options and prepare for your appointment.
Yes. Motor City Buick GMC provides financing options for eligible pre-owned cars, trucks, and SUVs. Loan terms depend on credit qualifications, vehicle age, mileage, and lender requirements.
Yes. Motor City Buick GMC makes trading in your current vehicle simple. Delano shoppers can get an instant trade-in value on our website to estimate their vehicle's value. At the dealership, one of our specialists will assess its value, provide a cash offer, and explain how you can apply that toward your next purchase.
The GM Auto Loan Savings Program explains a federal tax benefit that may allow qualified buyers to deduct interest paid on loans for eligible new Buick and GMC vehicles assembled in the United States. Income limits and other requirements apply. Our finance team can help you identify eligible vehicles and learn more about the program.
Yes. Motor City Buick GMC has a Service & Parts Buy Now, Pay-Over-Time option for qualifying maintenance, repairs, and parts purchases. Arvin-area drivers can explore available payment terms, subject to approval, instead of paying the full amount upfront.
Yes. Motor City Buick GMC welcomes sales customers every day, with convenient evening and weekend hours for Kern County car buyers.
- Monday-Friday: 8 am-8 pm.
- Saturday: 8 am-7 pm.
- Sunday: 10 am-5 pm.
Yes. The Shop By Payment tool at Motor City Buick GMC helps you find new and used vehicles that fit your monthly budget. Enter your preferred payment amount and adjust your down payment or loan terms to explore available options.
Ready to begin?
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Motor City Buick GMC
3101 Pacheco Rd
3101 Pacheco Rd
Bakersfield, CA 93313
- Sales: (661) 735-1952
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